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Frequently Asked Questions About Paying for Weight Loss Surgery

If you don’t find the answer to your question below, feel free to call us at 253-944-2080.

Does insurance cover weight loss surgery?

Many insurance plans will help cover the costs of weight loss surgery, but coverage varies according to your medical history and individual benefits of your policy.

Contact your insurance provider to find out if weight-loss surgery is covered under your policy. Ask for a description of your benefits related to weight-loss surgery in general and if only specific procedures are covered. If your current policy does not cover weight loss surgery, contact your employer’s HR department to see if there is another policy that does.

Washington State Medicaid, Department of Social and Health Services (DSHS), CHPW, SSI, Regence Healthy Options, Molina, Provider One and Medicaid are not accepted plans at Franciscan Center for Weight Management. Please contact the Center for Bariatric Surgery at the University of Washington Medical Center. Contact them at 206-598-2274 for pre-authorization. Or visit their website.

How quickly will my insurance company approve surgery?

Some insurers may require a record of up to six months of unsuccessful medically supervised weight loss regimen before granting approval. Other standard criteria includes:

  • Proof of BMI of 40 or above, or
  • Proof of BMI between 35 and 40 and documentation of associated conditions like diabetes and sleep apnea

What companies recognize Franciscan as a preferred provider?

Franciscan Center for Weight Management at St. Francis Hospital is recognized as a preferred provider by the following insurance carriers due to our experience, excellent outcomes and ability to handle even the most difficult cases:

  • Aetna
  • Cigna
  • First Choice
  • Medicare
  • Premera Blue Cross
  • Regence Blue Shield
  • Tricare
  • United Resource Network

If my insurance company does not cover weight loss surgery, what are my options?

If your policy does not cover weight-loss surgery, there are several financial institutions that provide financing for weight loss surgery. Contact us at 253-944-2080 for more information.

What if I have Medicaid, DSHS or Molina?

The Franciscan Center for Weight Management refers Washington State Medicaid, including DSHS, CHPW, SSI, Regence Healthy Options, Molina and Provider One, to the Center for Bariatric Surgery at the University of Washington Medical Center. Contact them at 206-598-2274 for pre-authorization. Or visit their website.

How much does it cost?

Visit our pricing page to see the general information on our pricing packages for self-pay patients. Contact us at 253-944-2080 for more specific pricing information.

Are the costs tax-deductible?

Yes. Obesity is recognized as a medical disease. The IRS has determined that out-of-pocket costs for physician-directed weight loss programs are indeed tax deductible.

This is all too confusing. What should I do?

We’re here to help. Contact the helpful and expert staff at Franciscan Center for Weight Management at 253-944-2080 or attend one of our free seminars to learn more.

Pricing information

Contact us with questions about pricing and paying for surgery.